Whether it's loft conversions, conservatories or kitchen extensions, there are a wide range of improvements that people often consider making in their home.

But while such substantial projects are a great way to increase space and add value to the property, it's vital that homeowners inform their insurers when making any significant changes.

As the editor at Homebuilding & Renovating magazine says, failing to do so could invalidate their insurance policies - and even result in them losing out in the long run.

"Without telling the insurer that you have actually made these changes and added value to a house, then you risk losing all of the value that you added and your initial investment as well," said Jason Orme. 

So given that home insurance is an effective way of covering the cost of essential maintenance work that can run into the thousands of pounds, it's important homeowners remember to make their insurers aware of any major home improvements.